Thursday, 8 October 2026 · New Delhi
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Governance
Self-help groups and microfinance: banking on collectives
From NABARD’s 1992 bank-linkage experiment to 10 crore women in the DAY-NRLM fold, self-help groups are India’s own financial-inclusion innovation. The SHG model, Kudumbashree, the Andhra microfinance lesson and SHGs as social capital.
27 September 2026 · 22 min read